Help Your Caregivers Take Home More Pay — Without Raising Wages

Programs designed to help caregivers keep more of their paycheck while reducing employer payroll costs.

Built for Home Care Agencies • Used by Employers Nationwide
  • Increase in caregiver take-home pay — employees are only enrolled if their net take-home pay goes up
  • Employers save on average approximately $675 net per employee annually due to decreased taxable income. This program average is based on common plan and employee characteristics; actual agency results vary.
  • Designed to support caregiver retention and increase employee satisfaction
Home care aide sharing a laugh with a smiling senior client in her living room
SCHCHA Annual Conference 2026

Meet Us in Charleston

November 15–17, 2026 · Francis Marion Hotel, Charleston, SC

We'll be at this year's South Carolina Home Care & Hospice Association Annual Conference. We will be sharing our program that can help employee recruitment and retention while improving cash flow.

Book 30 Minutes in Charleston

Watch: How Home Care Agencies Are Delivering New Value

A Supplemental Benefits Layer

Enhances Your Existing Package

An additional layer of value that works alongside any coverage you already offer and replaces nothing.

Wellness & Virtual Care Resources

Anytime telemedicine, virtual primary and urgent care, integrated behavioral health, a prescription drug program at no out-of-pocket cost, plus hospital indemnity coverage.

Fully Funded by Tax Savings

The program is fully funded by tax savings, with immediate Day 1 savings.

Stronger Attraction & Retention

An excellent attraction and retention tool that shows caregivers they are valued.

This is a supplemental fixed indemnity plan that works alongside any other benefits and does not replace them. It is separate and apart from any other coverage; there is no coordination of care. Caregivers are auto-enrolled only if their net take-home pay increases with the plan in place, only while they remain opted in, and can opt out at any time via the call center.

What Your Agency Gets

Fully Funded

By Tax Savings

The program is fully funded through available tax savings.

~$675

Average Annual Savings

Average net employer savings per eligible employee annually, due to decreased taxable income.

Day 1

Immediate Tax Savings

Hard ROI from day one — see results as soon as the program launches.

Increase

In Net Take-Home Pay

Employees are auto-enrolled only if their net take-home pay increases and can opt out at any time.

Better

Medical Claims Utilization

Drive improvement in overall medical claims through proactive employee wellness.

Valued

Show Your Team They Matter

Demonstrate commitment to your workforce and reduce costly turnover.

Explore the Activ8 Health Program

See how our fully insured hospital indemnity program can benefit your agency and employees.

Learn More

Real results for our Clients

ONE AGENCY'S ACTUAL RESULT

349-Employee Agency

~$127,996

in estimated annual savings

ONE AGENCY'S ACTUAL RESULT

73-Employee Agency

~$46,197

in estimated annual savings

Each figure is an individual agency's actual historical result from its own payroll data, not a typical or guaranteed result. Results vary with payroll and employee characteristics. Separately, the program average is approximately $675 net per employee annually.

Ready to See What Your Agency Could Save?

Find out if your agency qualifies for a fully funded supplemental benefits program — it takes just a few minutes.

See If Your Agency Qualifies