Help Your Caregivers Take Home More Pay — Without Raising Wages
Programs designed to help caregivers keep more of their paycheck while reducing employer payroll costs.
- Increase in caregiver take-home pay — employees are only enrolled if their net take-home pay goes up
- Employers save on average approximately $675 net per employee annually due to decreased taxable income. This program average is based on common plan and employee characteristics; actual agency results vary.
- Designed to support caregiver retention and increase employee satisfaction

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A Supplemental Benefits Layer
Enhances Your Existing Package
An additional layer of value that works alongside any coverage you already offer and replaces nothing.
Wellness & Virtual Care Resources
Anytime telemedicine, virtual primary and urgent care, integrated behavioral health, a prescription drug program at no out-of-pocket cost, plus hospital indemnity coverage.
Fully Funded by Tax Savings
The program is fully funded by tax savings, with immediate Day 1 savings.
Stronger Attraction & Retention
An excellent attraction and retention tool that shows caregivers they are valued.
This is a supplemental fixed indemnity plan that works alongside any other benefits and does not replace them. It is separate and apart from any other coverage; there is no coordination of care. Caregivers are auto-enrolled only if their net take-home pay increases with the plan in place, only while they remain opted in, and can opt out at any time via the call center.
What Your Agency Gets
By Tax Savings
The program is fully funded through available tax savings.
Average Annual Savings
Average net employer savings per eligible employee annually, due to decreased taxable income.
Immediate Tax Savings
Hard ROI from day one — see results as soon as the program launches.
In Net Take-Home Pay
Employees are auto-enrolled only if their net take-home pay increases and can opt out at any time.
Medical Claims Utilization
Drive improvement in overall medical claims through proactive employee wellness.
Show Your Team They Matter
Demonstrate commitment to your workforce and reduce costly turnover.
Explore the Activ8 Health Program
See how our fully insured hospital indemnity program can benefit your agency and employees.
Learn MoreReal results for our Clients
349-Employee Agency
in estimated annual savings
73-Employee Agency
in estimated annual savings
Each figure is an individual agency's actual historical result from its own payroll data, not a typical or guaranteed result. Results vary with payroll and employee characteristics. Separately, the program average is approximately $675 net per employee annually.
Ready to See What Your Agency Could Save?
Find out if your agency qualifies for a fully funded supplemental benefits program — it takes just a few minutes.
See If Your Agency Qualifies